融资 (róngzī)

融资 refers to the process of raising or obtaining capital, and is a cornerstone term in Chinese business, finance, and start-up culture.

Meanings

[verb] to raise funds; to finance
[noun] financing; fund-raising

Example Sentences

这家初创公司成功融资一亿元。 Zhè jiā chūchuàng gōngsī chénggōng róngzī yī yì yuán. This start-up successfully raised 100 million yuan in financing.

融资渠道多元化对企业发展很重要。 Róngzī qúdào duōyuánhuà duì qǐyè fāzhǎn hěn zhòngyào. Diversifying financing channels is important for business development.

银行贷款是中小企业最常见的融资方式。 Yínháng dàikuǎn shì zhōngxiǎo qǐyè zuì chángjiàn de róngzī fāngshì. Bank loans are the most common financing method for small and medium enterprises.

他们正在寻求风险投资机构的融资支持。 Tāmen zhèngzài xúnqiú fēngxiǎn tóuzī jīgòu de róngzī zhīchí. They are seeking financing support from venture capital institutions.

融资困难是许多小企业面临的主要挑战。 Róngzī kùnnan shì xǔduō xiǎo qǐyè miànlín de zhǔyào tiǎozhàn. Difficulty in financing is the main challenge facing many small businesses.

该项目通过股权融资筹集了足够的资金。 Gāi xiàngmù tōngguò gǔquán róngzī chóují le zúgòu de zījīn. The project raised sufficient funds through equity financing.

Collocations

Collocation	Meaning
融资方式 (róngzī fāngshì)	financing method
股权融资 (gǔquán róngzī)	equity financing
债权融资 (zhàiquán róngzī)	debt financing
融资渠道 (róngzī qúdào)	financing channel
完成融资 (wánchéng róngzī)	to complete a round of financing

Usage Notes

融资 is a formal financial term primarily used in business journalism, investment contexts, and economic policy documents. It can appear as either a verb (融了一笔资) or a noun (融资规模). In start-up contexts, 融资轮次 (financing rounds: 天使轮, A轮, B轮, etc.) is a common extended usage.

Distinguish 融资 (raising external capital) from 筹资 (chóuzī), which has a similar meaning but is more commonly used in non-profit or public-sector contexts.

Memory Hook

融 means "to melt/merge" and 资 means "funds/capital": capital flows in and merges with the business -- raising funds.